HOA Management in Kentucky

HOA operations in Kentucky are primarily governed by the Kentucky Planned Community Act (KRS §381.785-381.801). Governs planned community HOAs created after June 29, 2023. Covers budgets, records access, assessments, liens, meetings, and political sign protections. Older HOAs are governed primarily by their declarations and the Nonprofit Corporation Act. Condominiums are additionally governed by the Kentucky Condominium Act (KRS §381.9101-381.9207).

Kentucky does not currently require a state-specific license for community association managers. Kentucky does not require a dedicated state license for community association managers. There is no state ombudsman or CAM license. Enforcement is largely by owners through corporate governance and courts. Even without a state mandate, look for professional designations like CMCA, AMS, or PCAM as indicators of competence and professionalism.

Board meetings must be open to unit owners. Budget adoption and financial reports required. Developers must specify how and when developer control ends. Board members owe fiduciary duties under the applicable statutes and nonprofit corporation law.

Kentucky does not have a state ombudsman or dedicated HOA dispute resolution agency. Disputes are resolved through governing documents procedures, mediation, or litigation in state courts. The framework is deliberately light on centralized oversight.

Assessment liens arise under KRS §381.9193 (condos) and §381.798 (planned communities). Liens may be foreclosed judicially. Kentucky does not grant super-priority to HOA assessment liens. Liens are subordinate to first mortgages.

HB 264 (2023): Enacted the Planned Community Act (KRS §381.785-381.801) for new HOAs created after June 29, 2023, adding budgets, records, assessment, lien, and open meeting requirements. The Condominium Act was enacted in 2010 (effective 2011).

Match HOA provides a free matching service that connects Kentucky HOA boards with vetted management companies. We verify that providers hold professional credentials like CMCA, AMS, or PCAM designations. Submit your community details through our intake form to receive matched recommendations within 48 hours.